BT&T’s activities are founded upon the BT&T Concept. It comprises:

• the Investment Approaches, which give the scientific bases and philosophy and define the methodology underying the BT&T Concept;
  
   
• the two industry concepts, TIME® and LIFE®. As Themed concepts they anticipate future developments of the industries while at the same time defining their investment universes; 
  
   

• the BT&T Investment Concept, which gives investment approach and process a cogent structure.