BT&T is a bank-independent investment company in the TIMELIFE industry which specializes in the management of investments in growth companies. Investing in growth companies is both attractive and challenging, owing to the rapid pace of development in technology, competition and the capital market.

BT&T's activities are founded upon the BT&T Concept. It comprises:

• the Investment Approaches, which give the scientific bases and philosophy and define the mthodology underying the BT&T Concept,
• the two industry concepts, TIME® and LIFE®. As Themed Concepts they anticipate future developments of the industries while at the same time defining their investment universes, 
• the BT&T Investment Concept, which gives investment approach and process a cogent structure.